Posts Tagged ‘Budget’

Erase Debt and Build Wealth – How to Get Your Budget In Financial Shape

Budgeting has allowed me to direct money to where I want it to go and to erase debt quickly. It also has helped me to stay out of debt. Especially credit card debt. I probably could stop budgeting at this point and stay out of debt. I’m not sure I trust myself completely to do this all by myself and in my head.

But I’m not going to stop because I really like knowing exactly where my cash is going. And being able to leverage my budget to erase debt and build wealth is an awesome feeling. Read more…

Discover Charity Cars – Budget-Friendly Vehicles at Weekly Auctions

Looking for a vehicle, but on a budget? Keep an eye out vehicles at charity auto auctions. Many car donation charities hold weekly auctions where they sell vehicles of all makes, models, and conditions at deep discounts. These auctions are open to the public but oftentimes are a hidden secret within the automotive industry. If you’re tight on cash, these auctions could be great way to obtain a vehicle at an inexpensive price. The average price of vehicle sold is anywhere between $800 and $1000, with many vehicles selling under that price point.

So where do these vehicles come from and how are they able to be sold so cheaply? It all starts with a charity. Non-profits rely on fundraising campaigns to keep their organization running and car donation programs are just one method of fundraising that they participate in. When a charity receives a donated vehicle, it is then scheduled to be sold at the charity auto auctions. These public auctions normally take place every week or every two weeks. Read more…

Creating a Budget Plan

You bounced your last several checks, and have more NSF fees coming. Your credit card company isn’t harassing you yet, but you know that the time will come when you caller ID will become the most valuable asset in your home. You just got paid today, but you’re also broke today. It may be at times like this when you realize that it may not be such a bad idea to conjure up a budget. The following gives you some important tips that you can use to start your budget planning.

The average person that has dealt with credit cards will tell you to cut your credit cards right away. This is not the way to go. It may sound like unconventional wisdom, but you should make an effort to pay off your balances and keep the cards. Use the cards when you are unsure of the amounts in your checking account, but pay the credit card balance in full. This allows you to avoid NSF fees from banks. You can also use the credit card rewards programs to earn points towards gift cards for dining out and shopping. This is another saving tip that brings more money back into your budget. Read more…